Keane policyholders have an opportunity to enroll in a special $1,000,000 lump-sum, tax-free disability benefit program underwritten by Lloyd’s of London. The purpose of the plan is to provide you and your family with additional protection above and beyond your current DI coverage with no offsets – and without a medical exam or questions asked. Here are three key benefits…
The Keane Group announces a $1,000,000 lump sum, tax-free disability plan designed specifically for physician clients of the Keane Group. Coverage is Guaranteed Issue, meaning there are no medical exams or medical questions required. The plan is specialty specific and includes sub-specialties. This exclusive benefit, underwritten through Lloyd’s of London, has received a tremendous response from Keane clients. Learn more about this revolutionary product…
The elections are behind us, the Supreme Court decision on the Affordable Care Act (ACA) is hardly a memory, and 2012 is quickly coming to a close. So what’s next? There was so much talk and news about ACA this past year that most people were tired of hearing about it, but now it seems that it’s all quiet on the…
In a perfect world, when a disability strikes and prevents a physician from continuing to practice in the same capacity as before, disability insurance would kick in and make up for the loss of income. The trouble is that in reality most doctors don’t carry enough disability insurance. Disability Insurance, like Life Insurance, is one of those things that people…
The largest medical malpractice insurance company in the U.S. , The Doctors Company (TDC), is expanding once again through its acquisition of Utah Medical Insurance Association, which insures 3,000 physicians in Utah, Montana, and Wyoming. This merger will bring significant value to physicians insured with UMIA through TDC’s A-rated financial strength, aggressive claims defense, and the benefits of a physician-owned…
The decision to overturn the cap on non-economic damages in medical malpractice cases adds more uncertainty about the future of health care in Missouri, but most are taking a wait-and-see approach. Missouri’s highest court threw out the $350,000 limit on July 31st in a case involving a baby born with brain injuries, ruling that the cap is unconstitutional. The cap…
The Supreme Court of Missouri voted 4 – 3 to overrule the cap on non–economic damages in medical malpractice cases on July 31, 2012. The court ruled that damage caps are unconstitutional and violate the right of trial by jury. A prior decision in 1992 had upheld the cap as constitutional, and in 2005 a tort reform bill was passed…
Another medical liability insurance company recently announced the approval of a dividend for policyholders. This is not unusual these days. Mutual medical malpractice insurance companies that build surplus over and above operating costs, have more than adequate reserves for claims, and still have a profit after all other expenses often give the physician policyholders dividends either in the form of discounts…
Everyone is familiar with the story of “The Emperor’s New Clothes.” It’s a little fairytale describing how a king’s vanity becomes so great that his subjects and even his most trusted advisors will not question him and will go along with anything he says. In the story, as the king proudly struts through the city naked and unashamed, there is…
If you haven’t seen it yet, check out the latest message from the president of the Keane Insurance Group, John Keane. It’s a video posted on our home page, or you can find it here: Count on Keane. It was an exciting project to put together with many creative people involved in the process. We hope you enjoy it!