What is Employment Practices Liability Insurance?

What would you do if you were sued by an employee for discrimination, wrongful termination, or sexual harassment?  As soon as you hire even one employee you take on the risk of being held liable in an employment practices lawsuit.  These cases are becoming more prevalent in the U.S. and they stare down many different kinds of employers.  An estimated 3 out of every 5 businesses…

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Missouri Medical Malpractice Insurance Summary

The Missouri Department of Insurance has released its 2010 Missouri Medical Malpractice Insurance Report, which is available here.    The MO Dept. of Insurance has collected data on Missouri medical malpractice claims for more than 30 years.  This is important data for physicians, hospitals, and insurance companies because it shows how claim frequency and severity fluctuates from year to year. …

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Northland Medical Managers Annual Symposium

The Keane Insurance Group will be exhibiting at the Northland Medical Managers 2011 Annual Symposium on Friday, November 4th.  The theme of this year’s symposium is “Circle Your Wagons” and includes speakers and over 50 exhibitors.  The event is being held at the Embassy Suites Airport hotel from 7:15 a.m. — 4:30 p.m.  Stop by our booth and say hi…

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What Happens When Medical Information Goes Missing?

Every physician and healthcare worker has heard the serious warnings related to HIPAA Violations.  For most, being cautious, following the rules, and putting safeguards in place protects them from breaches of patient privacy and the resulting penalties.  But what if someone outside of your practice loses data about your patients’ health, medical records, or personal information?  You could be held responsible.  Of course…

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You May Be Exposed!

Physicians and groups may have exposure to risks that their Medical Malpractice Insurance Policy doesn’t cover.  A growing trend with MedMal carriers is to include some coverage for additional risks traditionally excluded.  As an example, Medicus Insurance Company adds their Gold Advantage endorsement at no cost to all MedMal policies.  This includes coverage for HIPAA Violations, Medical Board Reviews, RAC…

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