Physicians can get $1M Tax-Free Disability Insurance

Have you received the information about Keane’s disability plan designed for physicians yet?  Our open enrollment deadline has been extended to February 28, 2013 for a special $1,000,000 lump-sum, tax-free disability benefit program underwritten by Lloyd’s of London. The purpose of the plan is to provide you and your family with additional protection above and beyond your current DI coverage with no offsets – and without a medical exam or questions asked.  The plan is specifically designed for physicians and is true “Own Occupation” coverage.

Three key benefits of the plan:

  • You will be paid a lump sum up to $1,000,000 in tax-free cash 12 months after an accident, illness or stroke prevents you from continuing to practice your specialty – even if you are working in another occupation.
  • You can buy your $1,000,000 tax-free benefit without a medical examination – or the need to answer medical questions – if you have been actively at work for the past 180 days and have not received disability benefits in the past 5 years. However, depending upon the condition that caused the interruption in work or the disability, you may still be eligible for coverage.
  • You can buy your $1,000,000 tax-free benefit in addition to your in-force disability insurance – and it is not offset or reduced by payments from that disability coverage.

This exclusive offer is available for a very limited time. Enrollment has just been extended, but the last day to take advantage of the Guaranteed Issue is February 28, 2013.

Click here to view your rates, watch a brief video, view a brochure with Q&A, and to enroll online in less than five minutes.

Please contact monteshields@keanegroup.com or call: 1-855-479-9618 should you have questions.